The Summer I Hooked The Best Interest Rate

Take advantage of our limited-time 3-2-1 Buydown Program!

This summer, Flintrock Builders is offering a 3-2-1 buydown that starts with a 2.99% interest rate—so you can save now and settle in later.

☀️ Year 1 – 2.99%
☀️ Year 2 – 3.99%
☀️ Year 3 and beyond – 5.99%* Fixed Interest Rate (6.803% APR)

This isn’t just a special offer—it’s the start of something exciting. Picture evening strolls in your new neighborhood, sipping lemonade on your front porch, and throwing your first summer get-together.

Your dream home is waiting—and so is your dream rate! Start your story today. Homes available across Central Texas.

30-YEAR FHA DISCLAIMER @ 5.99% 3/2/1 BUYDOWN– 07.15.2025

On a 30-year FHA loan with a sales price of $400,000, with a 3.5% down payment, a $392,755 loan amount which includes upfront mortgage insurance, 680 FICO score, and $10,449 in closing fees, with a note rate of 5.99% | 6.803% APR, the monthly buydown principal and interest payments are as follows: Year 1 – P&I payment of $1,653 calculated at 2.99%; Year 2 – P&I payment of $1,872 calculated at 3.99%; year 3: P&I payment of $2,105 calculated at 4.99%, and years 4-30 P&I payment of $2,352 calculated at the note rate of 5.99% for the life of the loan. Principal and Interest only payments shown. The payment example does not include mortgage insurance of $175.93, property taxes, hazard insurance, or HOA fees. 30-day lock expiration. Available for qualified Flintrock Builders homebuyers on select properties when financed by Spark Mortgage. This offer is available for a limited time and can be stopped at any time without prior notice. Interest rates are subject to loan level pricing adjustments set by FHA. Participating in the lock program is not a commitment to lend. Lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Flintrock Builders. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Spark Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Example terms available as of 7/16/2025. ©2025 Spark Mortgage, LLC, 800 Kennedy Court, Suite B, Belton, TX 76513. NMLS# 2603185. www.MySparkMortgage.com | info@MySparkMortgage.com.

This offer is available for a limited time on select properties and can be discontinued at any time without prior notice. 30-day lock expiration. Not applicable with any other offers. Interest rates are subject to loan level pricing adjustments set by FHA.

**Results are hypothetical and may not be accurate. Consult a financial professional for full details.

*Consult a financial professional for full details.

The Summer I Reeled in the Best Rate! Hook an interest rate as low as 2.99%*

Soak Up the Savings – Low Rates Are In Season! (6.803% APR*)

Get Exclusive Access to Unbeatable Deals on your New Home

🏡 New Home, New Memories—Same Summer Shine. ☀️

Explore the Beauty of Your Future Home

Escape the Ordinary. Embrace the Flintrock Experience.

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