Exceptional Rates. Exceptional Homes.
Whatever your timeline, we've got the rates to make it happen!
While rates are rising in the market, Flintrock Builders is committed to keeping our rates competitive and affordable. We understand that a new home is one of the biggest decisions you'll make, and it shouldn't break the bank. Whether you're dreaming of building a home personalized to your vision or ready to find your perfect move-in ready home, we have financing options with exceptional rates to help you get there.
Quick Move-In Homes
with rates starting as low as
2.99%*
✅PLUS for a limited time, on select inventory we'll pay your closing costs, saving you thousands out-of-pocket $ at the time of closing!
Secure Our Low Rate On Your New Home. Contact Us Today.
30-YEAR FHA/VA DISCLAIMER @ 4.99% 2/1 BUYDOWN - 05.27.26
'Payment as low as $1,600/mo' is based on example of 1203 Peppermint Dr., Temple, TX 76501
On a 30-year VA loan with a sales price of $255,090, with a $0 down payment, a $260,574 loan amount, with a note rate of 4.99% | 5.691% APR, the monthly buydown total payments include taxes and insurance and are as follows: Year 1–$1,602 calculated at 2.99%; Year 2–$1,747 calculated at 3.99%; and years 3-30 $1,902 calculated at the note rate of 4.99% for the life of the loan.
On a 30-year FHA loan with a sales price of $400,000, with a 3.5% down payment, a $392,755 loan amount which includes upfront mortgage insurance, 680 FICO score, and $9,090 in closing fees, with a note rate of 4.99% | 5.691% APR, the monthly buydown principal and interest payments are as follows: Year 1 – P&I payment of $1,653 calculated at 2.99%; Year 2 – P&I payment of $1,872 calculated at 3.99%; and year 3-30 P&I Payment of $2,105 calculated at the note rate of 4.99% for the life of the loan. Principal and Interest only payments shown. The payment example does not include mortgage insurance of $175.91, property taxes, hazard insurance, or HOA fees. 30-day lock expiration. Available for qualified Flintrock Builders homebuyers on select properties when financed by Spark Mortgage. This offer is available for a limited time and can be stopped at any time without prior notice. Interest rates are subject to loan level pricing adjustments set by FHA. Participating in the lock program is not a commitment to lend. Lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Flintrock Builders. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Spark Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions and availability. Must close within 21 days of signed contract. Example terms are available as of 5/27/2026. ©2026 Spark Mortgage, LLC, 800 Kennedy Court, Suite B, Belton, TX 76513. NMLS# 2603185. www.MySparkMortgage.
30-YEAR FIXED FHA/VA BFC DISCLAIMER FOR A $377,790 @5.49% - 05.27.26
On a 30-year FHA loan with a sales price of $377,790, with a 3.5% down payment, a $370,947 loan amount which includes upfront mortgage insurance, 680 FICO score, and $8,001 in closing costs, with a note rate of 5.49% (6.279% APR), there would be 360 monthly principal and interest payments of $2,103.86. The payment example does not include mortgage insurance of $166.07, property taxes, hazard insurance, or HOA fees. Interest rates are subject to agency loan level pricing adjustments for FICO score and loan to value. Flintlock Builders locked in through Spark Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the pool of funds is depleted or promotion expires. The interest rate offered applies only to qualified Flintrock Builders homebuyers financed by Spark Mortgage for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time without prior notice. Participating in the lock program is not a commitment to lend. Lock program must be mentioned at the time of application and is not valid on contract re-writes, transfers, or for buyers who have had a previously signed contract with Flintrock Builders. Not applicable with any other offers. Locking the promotional interest rate is the borrower’s responsibility with Spark Mortgage. Locking is done at the borrower’s discretion and all rates/fees quoted are valid only at the time presented. All terms and conditions subject to credit approval, market conditions, and availability. Must close within 21 days of signed contract. Example terms are available as of 5/27/2026. ©2026 Spark Mortgage, LLC, 800 Kennedy Court, Suite B, Belton, TX 76513. NMLS# 2603185. www.MySparkMortgage.